Modern tech-savvy consumers are opting for financial service providers that can help them better understand their financial position and manage it accordingly across any platform, any time. There is a new breed of agile, tech-driven start-ups that are fast changing the fintech landscape. Consumers expect a digital-first customer experience and businesses will have to adapt to and thrive in this changing environment. Tech is transforming the market and meeting the growing digital demand. Waiting to innovate is no longer an option for traditional banks and other financial institutions, they need to act quickly to remain competitive.

Scientific advances over the last several centuries have not only resulted in a greater understanding of the universe; they've raised the standard of living for many people across the globe. However, there are still massive challenges we're ill equipped to meet, as evidenced by climate change and the COVID-19 pandemic, which have shown that we are yet to understand the complexity of nature. In order to address the scale of problems now facing humanity, radical solutions are needed--and scientific breakthroughs will be central to this process. Artificial intelligence promises to accelerate fundamental discoveries by deepening the nature of questions researchers can ask. In his visionary essay "As We May Think," published in 1945, the prominent American engineer and science advocate Vannevar Bush predicted that people would soon need to rely on external devices to augment their minds.